Want to start saving money?

Prana can help, and so can your friends.  

 

Prana App helps you achieve short-term financial goals by saving with the people you trust. Get a payout early as a low or no interest loan or earn competitive interest on your savings by getting a payout later.     

How it works

Prana features 

  • Group

    Set up a group of like-minded family, friends and social ties, who are looking to save towards a big expense.

  • Pool

    All members contribute to a communal fund every month or week.

  • Cash out

    The total amount every month or week goes towards the goal of a different member based on a set schedule.

 Why Prana

1. Communal

Prana is based on a centuries-old system of informal lending circles through which friends and family help each other save for short-term goals. 

2. Interest free

Prana allows for interest free loans.

3. It works!

The saving rate for immigrants using informal lending circles is more than double that of Americans born in America. The default rates are also substantially lower than loans from banks. 

Prana Screenshots

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